Ordinary Home loan

Our ordinary home loan gives home buyers the opportunity to finance a property. Home buyers will need to make provision for the upfront bond registration and transfer costs as well as any deposit required. With this product, you can purchase an existing developed residential property and get up to 100% financing

Get 100% financing

• Loan or property value should be between Kes. 3M and 10M
• You must be a salaried individual with a minimum gross salary of Kes. 100,000
• The property has to be a developed residential property
• The maximum loan repayment period is 20 years
• With our access mortgage feature, you can make lump sum deposits and withdrawals on your Home loan account at no cost
• Approval is within 4 days after receipt of all documentation and a dedicated centre to assist you through the home loan process
• Competitive variable interest rates linked to the bank’s base rate
• Embedded credit life protection insurance in the loan repayments
• Low facility fee

Get 90% financing

• The loan amount required should be at least 1M
• Home loans are available to both Salaried individuals and Self Employed Individuals
• We finance up to 90%of the value of the property value or the sale price, whichever is lower
• The maximum loan repayment period is 20 years
• With our access mortgage feature, you can make lump sum deposits and withdrawals on your Home loan account at no cost
• Approval is within 4 days after receipt of all documentation and a dedicated centre to assist you through the home loan process
• Competitive variable interest rates linked to the bank’s base rate
• Embedded credit life protection insurance in the loan repayments
• Low facility fee